Assessment>

> COMPANY HEALTH CHECK

We employ a bespoke approach drawing from our experience to review your business with fresh eyes considering your business performance and the factors that determine future business performance.

> INDEPENDENT BUSINESS REVIEW

Our service includes:

• An independent review of the quality of your borrowers’ financial projections and the feasibility of their business plans.

• Assessment of risk associated with a significant deviation of projections to actual operating cash flows the ability to repay and service debt in a timely manner

• Assessment of the risk of default by a borrower operating in an unfamiliar industry

• Advice on loan terms and conditions that reliably hedge risks and provide advance warnings if your borrowers face problems in servicing debt.

Our professionals will carefully review your potential borrowers, evaluate their ability to service and repay debt in line with the discussed schedule and help you draft a loan agreement that best meets your interests under existing conditions. With our advice, you will mitigate credit risks and avoid repayment problems in the future.

> CASHFLOW PLANNING AND ADVICE

Assistance and advice on implementation of tailored cash flow planning techniques, policies and procedures to improve the management of cash flows.

> CONTINGENCY PLANNING

Assistance and advice in developing contingency plans including arranging alternative lines of credit, sale of assets, conversion of debt.